Switching Payment Services
Your world-class switching partner
Our switching service delivers cost-effective transaction routing and processing and also facilitates access to Australia’s electronic payments system, including links to other financial institutions and relevant card schemes. This allows our clients to give their customers reliable access to their funds, through a variety of channels, any time of the day or night.
We are the trusted switching provider for around 104 financial institutions who rely on us to provide their customers with seamless transaction experiences. We currently switch 14% of Australia’s EFT traffic, which includes over 35% of Australia’s ATMs and around 50,000 POS devices.
We power a whole range of EFT transactions including:
Connecting you to all the major schemes
Our switching service connects you to all of the major payment schemes including Visa, Mastercard, Union Pay, American Express, Diners Club and eftpos/eHub.
Reliable, secure and scalable
We already process over 4 million transactions a day, but our robust systems are capable of processing far more. This means we have the scale to maintain a high-quality service even in your busiest times and we can continue to support you as you grow your business.
Our core processing infrastructure is stored in highly-secure, Tier 3, geographically separate Australian data centres which are designed for high availability and adhere to applicable industry standards. Our in-house IT and monitoring team keeps an eye on our systems 24/7 and our development and maintenance teams have the experience and technical skill to keep your transactions flowing smoothly.
Flexible, state-of-the art technology
Our switch uses the latest, platform-agnostic technology which allows us to integrate with any type of banking platform. We have worked with around 120 clients, with a variety of different needs, to connect them to our switch, so whatever your switching requirements, we are confident we can meet them.
Connecting you to the payments network
Our long-term industry connections with card schemes, financial institutions and core banking systems mean we can get you to market faster – ultimately allowing you to provide a better customer experience in addition to saving your business time and money.
Our easily adaptable technology platform also supports a range of different functionality including:
- PIN change
- Contactless transactions
- Card controls
- Stand-in processing