Mobile Payments

Let your cardholders bank securely anywhere, anytime

Today more than ever, people want to be able to manage their finances whenever they have spare time, no matter where they are. This has made a financial institution’s digital offering increasingly important to its customers and a potential point of difference to give them a competitive edge.

At Cuscal, innovation is a core part of our DNA and we work hard to keep our clients at the forefront of advancements in digital and mobile payments. Our clients’ cardholders were among the first financial institutions in Australia to be able to offer cardholders the choice of Android PayTM, Apple Pay and Samsung Pay in Australia.

The Pays (Android Pay, Apple Pay and Samsung Pay)
Our ‘Pays’ solution is fully integrated with our mobile banking app and is also available via API. It aims to allow our clients’ cardholders to register into each of The Pays to give our clients the edge in the battle to remain top of the mobile wallet.

Find out more about Android Pay, Apple Pay and Samsung Pay below.

Android Pay is a trademark of Google Inc.
Apple Pay, Apple Watch, iPhone, iPad, Mac and Safari are trademarks of Apple Inc., registered in the U.S. and other countries.
Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

Android Pay is a mobile wallet, developed by Google, which allows tap and pay purchases at point of sale as well as online and in-app purchases.

Android Pay is one part of our overall ‘Pays Solution’. Each of The Pays allows people with eligible cards and smartphones to make contactless payments at point of sale or using their mobile devices.

Transactions routed via The Pays are received by our clients as switch transactions, so if you want to link your cardholders to The Pays via Cuscal you will not need to make any core banking system (CBS) changes.

To connect your cardholders to The Pays with us you do not need to have our Mobile Banking & Payments app (or any other mobile banking app), all you need is a card which is switched by Cuscal.

Android Pay is integrated into Cuscal’s Mobile Banking & Payments app for card verification and can also be integrated into your banking app via API if you choose.

Apple Pay is a mobile wallet, developed by Apple, which allows clients’ cardholders to make easy, secure and private purchases in store, in-apps and on websites with their iPhone, Apple Watch, iPad and Mac. Set up is simple as no app needs to be downloaded before adding a card.

Apple Pay is one part of our overall ‘Pays Solution’. Each of The Pays allows people with eligible cards and smartphones to make contactless payments at point of sale or using their mobile devices.

Transactions routed via The Pays are received by our clients as switch transactions, so if you want to link your cardholders to The Pays via Cuscal you will not need to make any core banking system (CBS) changes.

To connect your cardholders to The Pays with us you do not need to have our Mobile Banking & Payments app (or any other mobile banking app), all you need is a card which is switched by Cuscal.

Apple Pay is integrated into Cuscal’s Mobile Banking & Payments app for card verification and can also be integrated into your banking app via API if you choose.

Apple Pay also offers the ability to store loyalty cards as part of the digital wallet, in-app purchasing and web purchases on Mac in Safari.

Samsung Pay is a mobile wallet, develop by Samsung, which allows clients’ Visa cardholders to make simple and secure purchases using their compatible Galaxy smartphone and Gear smartwatch. Near Field Communication (NFC) and Magnetic Secure Transmission (MST) support means Samsung Pay is accepted virtually anywhere you can pay by tapping or swiping a debit or credit card.

Samsung Pay is one part of our overall ‘Pays Solution’. Each of The Pays allows people with eligible cards and smartphones to make contactless payments at point of sale or using their mobile devices.

Transactions routed via The Pays are received by our clients as switch transactions, so if you want to link your cardholders to The Pays via Cuscal you will not need to make any core banking system (CBS) changes.

To connect your cardholders to The Pays with us you do not need to have our Mobile Banking & Payments app (or any other mobile banking app), all you need is a card which is switched by Cuscal.

Contact Us

We look forward to hearing from you.

Simply send us a message if you would like more information about Cuscal and/or our products and services.

We will get back to you as soon as we can.