Merchant Payment Solutions
At Cuscal, we are partnering with an increasing range of innovative companies, including aggregators and internet payments gateways to provide our clients with customisable and affordable solutions for accepting payments.
We are expanding our acquiring portfolio and working with an increasing number of new entrants into the Australian payments market, both international companies bringing their new technology to Australia as well as domestic businesses disrupting the current merchant payments business model.
Flexible, customisable, affordable merchant payments management
We offer our clients a flexible and customisable approach for setting up their payment processing and managing their merchant book.
As a fully licensed Authorised Deposit-taking Institution (ADI), regulated by APRA, with over 40 years’ experience and a deep network of connections in Australia’s payments industry we have the experience and knowledge to ensure a reliable service for our clients.
We facilitate fast and secure front-end payments from driving ATMs and point of sale (POS) devices, through to switching, invoicing settlement and reporting. These services have an affordable, modular pricing structure allowing our clients to better compete in the market.
We offer our clients:
- Payment processing
- Acquiring sponsorship
- Links to Visa, Mastercard, American Express, eftpos and China UnionPay
- Chargeback processing
- Settlement, disputes, reporting and reconciliation
Flexible, reliable, cost-effective terminal driving
Our core terminal driving service optimises the performance of ATMs and merchant terminals by managing the necessary technological complexity of the connectivity and software transactions. We then give our clients flexibility by offering a modular service which meshes neatly with their own capabilities to deliver merchants and end customers a seamless payment experience.
Our terminal driving services cover both POS and ATMs and include:
- Transaction processing
- Fraud monitoring
- Scheme connectivity
- Industry compliance
So, whether you want to own and drive your own terminals and just want us to switch and settle for you, or you want a holistic merchant services model including terminal driving, we can tailor our services to your needs.
Welcome to the future of merchant acquiring
We believe that software-based integration is the future of merchant acquiring services. As we move further away from manual processing we will continue to expand our offerings for our clients.
If you are looking for a merchant acquiring partnership please contact us for a discussion on how we can help.